Privacy Policy

1 Information We Collect

We may collect the following types of information:

• Personal Information – Your name, email address, phone number, birth details (date, time, and place of birth), and any other details you provide when you book a consultation via kaalkarma.com/consultations, enrol in a course via kaalkarma.com/courses, make a purchase, or contact us.
• Payment Information – When you make a payment, we collect necessary details such as credit/debit card information, billing address, and transaction details.
• Usage Data – Information about how you use our website, including IP address, browser type, operating system, pages visited, and date/time of visits.

2 How We Use Your Information

Your information is collected and used for the following purposes:

• To provide and maintain our services, including consultations and courses.
• To process your transactions and manage your bookings or enrolments.
• To prepare and personalise your consultation or chart analysis using the birth details you provide.
• To communicate with you, respond to inquiries, and send updates or notifications.
• To improve our website, services, and overall user experience.
• To analyse usage patterns and trends.
• To comply with legal obligations and protect our rights.

3 Sharing Your Information

We do not sell, trade, or rent your personal information to third parties. However, we may share your information in the following cases:

• With Service Providers – Trusted third-party service providers who assist with payment processing, email delivery, and website hosting.
• For Legal Reasons – When disclosure is required by law or in response to valid legal requests by public authorities.
• Business Transfers – In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.

4 Security of Your Information

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorised access, use, or disclosure. Birth data shared for consultations is treated as strictly confidential and is never shared with third parties. However, please note that no method of internet transmission or electronic storage is completely secure.

5 Your Rights and Choices

You have the following rights regarding your personal information:

• Access & Update – You can request access to or correction of your personal information by contacting us.
• Opt-Out – You may opt out of receiving promotional communications by following the unsubscribe instructions in our emails or by contacting us directly.
• Data Deletion – You may request deletion of your personal data, subject to applicable legal obligations.

6 Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to improve functionality and enhance your experience. Cookies are small data files stored on your device that help us understand how you interact with our site. You can manage or disable cookies through your browser settings.

7 Third-Party Links

kaalkarma.com may contain links to third-party websites. We are not responsible for the privacy practices or content of these external websites, and we encourage you to review their privacy policies before providing any personal information.

8 Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any updates will be effective immediately upon posting on this page. Your continued use of the website after changes are posted constitutes acceptance of the revised policy.

9 Contact Us

If you have any questions or concerns about this Privacy Policy or the handling of your personal information, please contact us at: